Our Little Humble Abode Soon!


Here’s a little kwento. I was 27 yrs old when I decided to get a townhouse for myself. I was single, no serious relationship, gimiks left and right and no sense of purpose.

Several months after, I finally had the turnover unit from Imus, Cavite. But then, I got pregnant with my twins. Napabayaan ko yung unit and I was financially drained. Pero hindi ko binitawan ung unit. My mom helped me pay for the move in fee, construction bond, and building permit. We decided to install security grills and made a few constructions like room partitions, ceilings, dirty kitchen roof, and front gate to make it liveable. I have it rented for a few years now, thank God para kahit papano may nagbabantay and yun na din ang payment ko for monthly amortization sa Pag Ibig.

After 6 years, I am having a change of heart. I can’t let go of the Imus townhouse but we have several reasons on why we can’t stay there. I am trying to sell it but when I called Pag Ibig there are a lot of requirements needed. Mas stressful pa ata kesa mag-apply ng panibagong loan and I know lugi pa ko sa magiging bentahan ng unit if ever. Someone also advised me not to sell it kasi tataas pa daw ang value nya. Right now, I am torn if I am going to sell it or hayaan muna syang may nagre-rent for the meantime.

I know deep down inside that I really wanted to stay here in Rizal, my heart is here. Kaya we finally decided to get another unit closer to where we live now. It’s 25-30mins away from our house. And I love it! The unit is on preselling phase and I got to see the lot first before anything else! Feeling ko nag-impulse buy ako ng unit nun sa Cavite because I was on my own, I thought I’ll be forever alone and I need to be away from anyone. Ayan kasi nagmamadali masyado.

Tip: don’t ever decide on your own especially if its long term. Get suggestions from friends and families. Wag nio ko gagayahin, hahaha!

We only got one small unit and I realized we really didn't need a big space and a lot of appliances. The necessities are all that matters. Enough room for us that we can call our own, we can also practice being minimalist and keep the things that sparks with joy (Hello Marie Kondo!). We got one unit a bit far away from the Metro (I like that its not crowded yet) but the place will be developed soon and you might be surprised baka umabot na din ang LRT dun! Another good thing is walang traffic and toll fee! The roads are being widened too! Sarap magka-sasakyan pero saka na yun kapag madame na kong pera! Ha Ha Ha!

My heart is excited! The best thing about the process is, I didn’t decide on my own. I have my partner with me unlike the first instance when I decided to have my own unit. It was surreal and it felt like my first time. Mas excited pa nga si partner sa kin, dame nya ng plans and sobrang approved sa kanya kasi mas malapit kame sa kapatid nya and I am not far away from my family too.

And now the waiting game starts. Ipon- ipon din para sa downpayment. Dito ako kinakabahan pero it makes me feel motivated to work hard even better. Please help me pray na walang magiging problem sa first loan ko from Pag Ibig. I also make sure na updated lahat ng loans ko para walang masilip. I was advised na pwede pa din naman sa salary bracket ko but still, I am nervous. I’ll update you all soon!

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